Terms of Use

Terms of Use Updated on May 28, 2025

GRID HOLDING, LLC (doing business as The Card Insight), a Limited Liability Company registered in the United States (EIN 35-2691778), is the owner and operator of The Card Insight website, accessible at https://thecardinsight.com.

Our headquarters are located at: 7345 W Sand Lake Rd, Ste 210 Office 700, Orlando, FL 32819, USA.

By accessing or using our website and services, you agree to be bound by these Terms of Use and our Privacy Policy.

ARTICLE I – ELIGIBILITY AND ACCEPTANCE

1.1 Age Requirement: These services are intended solely for users who are at least 18 years of age. By using this website, you represent and warrant that you have the legal capacity to enter into this agreement. 1.2 Agreement: If you do not meet these criteria or disagree with any part of these terms, you must immediately cease all use of The Card Insight’s services.

ARTICLE II – NO CHARGE FOR CREDIT SERVICES

IMPORTANT: The Card Insight (Grid Holding LLC) never requests upfront payments, deposits, or transfers of any kind for the approval or release of credit products (cards, loans, etc.). If you receive any such request, it is fraudulent. Please report it to us immediately.

ARTICLE III – NO WARRANTY AND FINANCIAL DISCLAIMER

3.1 “As-Is” Content: All content, tools, and information provided on The Card Insight are for informational and educational purposes only. Information is provided on an “as-is” and “as-available” basis without warranties of any kind. 3.2 No Guarantee of Approval: We do not guarantee the approval of any credit card, loan, or financial product mentioned. Approval is subject to the sole discretion of the respective financial institution. 3.3 Financial Responsibility: The Card Insight is not a financial advisor. We are not responsible for financial losses or any damages resulting from decisions made based on the content of our website. Users are encouraged to consult with professional financial advisors before making any commitments.

ARTICLE IV – AFFILIATE DISCLOSURE

To maintain our content for free, The Card Insight operates with transparency. We may receive commissions from our partners when you click on links or are approved for products featured on our site. This compensation may influence where and how products appear, but it does not dictate our editorial integrity.

ARTICLE V – THIRD-PARTY PARTNER TERMS

The Card Insight redirects users to third-party websites (banks, lenders, and service providers).

Redirection: Once you click a link and leave our site, you are no longer governed by our Terms. Agreement: You will be subject to the Terms of Use and Privacy Policy of the partner institution. Liability: We are not responsible for the content, privacy practices, or transactions conducted on third-party platforms.

ARTICLE VI – USER RESPONSIBILITIES AND PROHIBITED CONDUCT

6.1 Cybersecurity: Users are responsible for maintaining their own cybersecurity (antivirus, firewalls). We are not liable for malware or viruses contracted through internet use. 6.2 Prohibited Acts: Users may not:

Use the site for illegal purposes or to infringe on intellectual property. Distribute spam, phishing links, or malicious code. Scrape data or attempt to circumvent website security.

ARTICLE VII – INDEMNIFICATION

You agree to indemnify, defend, and hold harmless GRID HOLDING, LLC (The Card Insight), its affiliates, officers, and employees from any claims, losses, or expenses (including legal fees) arising from your use of the website, your violation of these terms, or any financial decisions you make based on our content.

ARTICLE VIII – ARBITRATION AGREEMENT & CLASS ACTION WAIVER

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS. 8.1 Mandatory Arbitration: Any dispute or claim relating in any way to your use of The Card Insight will be resolved by binding, individual arbitration, rather than in court. 8.2 Class Action Waiver: You and Grid Holding LLC agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive the right to participate in a class-action lawsuit or class-wide arbitration.

ARTICLE IX – LIMITATION OF LIABILITY

To the maximum extent permitted by law, The Card Insight and Grid Holding LLC shall not be liable for direct, indirect, incidental, or consequential damages, including but not limited to lost profits, lost data, or financial losses arising from the use or inability to use our services.

ARTICLE X – INTELLECTUAL PROPERTY

All materials, including text, logos, and graphics, are the property of GRID HOLDING, LLC or its partners and are protected by U.S. and international copyright laws. Unauthorized reproduction is strictly prohibited.

ARTICLE XI – GOVERNING LAW AND JURISDICTION

These Terms are governed by the laws of the State of Florida, USA. For any matters not subject to arbitration, the exclusive jurisdiction for legal proceedings shall be the state or federal courts located in Orlando, Florida.

ARTICLE XII – CONTACT INFORMATION

For questions, suggestions, or to report suspicious activity:

Email: [email protected] Website: https://thecardinsight.com

BY CONTINUING TO USE THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO THESE TERMS.